Small Business Credit Cards Perks and Incentives

Business Credit Cards

A small business credit card not only helps provide you with the buying power needed to operate your business, but it helps you keep track of employee and business expenses, including year-end statements, which can be useful come tax season. For aspiring entrepreneurs, a small business credit card can turn the dream of opening a small business into a reality. With tightening credit markets and growing difficulties in getting bank loans, a business credit card can help a startup business obtain the capital it needs to grow and prosper.

But on top of all these benefits, there’s even more. Today, credit card companies are in a battle to outdo one another with various rewards, incentives and bonuses to get you to join their camp. This is beneficial to all small business owners.

Small business reward credit cards allow you to earn perks from the money you were planning on spending anyway. What’s more, there is a wide variety of rewards to choose from, so you can easily find one that best suits your needs.

For example, typical small business reward credit cards can offer:

• Cash Back Rewards
• Airline Miles (Sometime Double Airline Miles)
• Gas Purchases Rewards
• Dining Rewards
• Hotel Rewards
• Club Memberships
• Shopping Rewards

Some small business credit cards offer marketing rewards. For instance, business owners can reward points of marketing expenses, such as to purchase Facebook ads. Other credit cards simply provide good credit card terms, such as low annual percentage rates (APRs), 0 percent introductory APR for purchases and balance transfers and/or no annual fee.

As you can see, there are a wide variety of perks and incentives offered with small business credit cards. For businesses that pay off their balance every month or whose employees travel frequently for business, a card with the highest cash back, airline miles or hotel points may be the most beneficial. On the other hand, for a business planning to finance a major business expenditure through their business credit card, a lower APR may be a better choice.

Whichever card you choose, read all the terms and conditions to ensure you’re choosing the best small business credit cards to meet your specific needs.

For more information, go to Business Credit Card at

Small Business Credit Cards Perks and Incentives was last modified: February 2nd, 2012 by Amit Kraidman
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One Response to Small Business Credit Cards Perks and Incentives

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