SBA Loans

Is your small business at a crucial point where you find your self in need of additional funding? Your company has done a great so far, but things need to expand quicker to meet customer needs, you know you have great potential but without added funding you wont be able to grow your business. The Small Business Administration (SBA) is a great option to help grow your Small Business.

The SBA is a government agency that guarantees business loans for companies like yours. SBA focuses on being used for essentials like acquiring supplies, property, machines, other equipment, any thing to help your company grow.

Lenders offer SBA loans when a successful company with a good record but low capital need a loan offering them a way to ensure the long-term growth of that company helping to ensure it success. The SBA is different from other loans when it comes to requirements for application focus less on capital, available assets, and overall collateral than other institutions. Though the SBA will make it well understood when you get the loan that you will pay the loan back in small payments over a long period of time.

As you go through the application process, starting by filling out the 7 question application you will find out just how easy it is.  It is easy to convince those who offer SBA loans if you have established (even for a short time) a viable company.

Please remember that the SBA is not the one that actually directly lend you the funds. The purpose of the SBA business loans is to guaranty to the lending companies that they can lend you the money with less risk and will be able to payback on time as your company is a good investment. So what does the SBA do to make the lenders feel more comfortable about the loan? They guaranty up to 80% of the loan, reducing the risk tremendously. Now to get an SBA loan you will have to fill out the 7 question application and our consultants will work with our group of lenders and make arrangements with the SBA to qualify you for an SBA loan.

The process for applying for an SBA loan can be longer or shorter based on the type of loan you need. Other variables include the rates and limits that the particular types of can provide.

SBA Franchise Loan SBA Start up loan

SBA Interest Loans SBA 504 Loan

SBA Requirements SBA Loan Process

SBA Commercial Loan SBA 7(a) Loans

SBA Loan Application Small Business Loans

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Please Note: Currently We only offer SBA Loans of $25,000 to new businesses and $35,000 to existing businesses.